Thursday, May 24, 2018

Defined Contribution Pensions 2

Since I had recommended DC Pensions, I thought I would also share this article with you. The article is by Randy Bauslaugh a partner at McCarthy T├ętrault law firm. There is also an interview with him by Sheryl Smolkin.

I would always suggest that if you have a choice of funds to invest in go with a plain vanilla fund with a name such as Canadian Dividend Fund or just Dividend Investment fund. Do not do anything fancy. I would stay away from any foreign investments unless they are for the US.

I also think that balanced funds or any funds with bonds are a bad idea. The times have changed. We have come from a 30 year bull market in bonds to a bear market. In a bond bull market interest rates decline and conversely bond values go up. In a bond bear market interest rates go up and bond values go down. The value of a bond and interest rates always go in the opposite direction.

On my other blog I wrote yesterday about Industrial Alliance Ins. & Fin. Srv. Inc. (TSX-IAG, OTC-IDLLF)... learn more. Next, I will write about Hardwoods Distribution Inc. (TSX-HDI, OTC-HDIUF)... learn more on Friday, May 25, 2018 around 5 pm.

This blog is meant for educational purposes only, and is not to provide investment advice. Before making any investment decision, you should always do your own research or consult an investment professional. I do research for my own edification and I am willing to share. I write what I think and I may or may not be correct.

See my site for an index to these blog entries and for stocks followed. I have three blogs. The first talks only about specific stocks and is called Investment Talk. The second one contains information on mostly investing and is called Investing Economics Mostly. My last blog is for my book reviews and it is called Non-Fiction Mostly. Follow me on Twitter. I am on Instagram. Or you can just Google #walktoronto spbrunner8166 to see my pictures.

1 comment:

  1. Would utilities fall into the same category as bonds?

    ReplyDelete